We're always here to help our neighbors.
- Fixed-rate and adjustable-rate loans
- Choice of repayment terms
- Personalized loan assistance
Fixed-rate and adjustable-rate loans Affordable rates put your finances in a good place
Most people are looking for a home where they can feel safe, warm and happy for years to come. At Lincoln Savings Bank, we believe home loans should offer that same long-term comfort level. Our mortgages feature low rates, flexible repayment options and other features designed to fit your everyday finances and future plans.
Fixed-Rate Mortgages
Bring some certainty to your monthly budget. With a fixed-rate mortgage, your monthly loan payments will never go up, no matter how long you live in your house.
- Affordable rates and low closing costs
- Easy online application
- Personal service from our experienced lending team
- Ask your financial advisor about potential tax deductions for mortgage interest payments
- Refinancing options available
Adjustable-Rate Mortgage
Buying a home is a big investment. An adjustable-rate mortgage (ARM) can help you control some of the costs by offering lower monthly payments for a certain time period.
- Enjoy lower initial rates for a set number of years
- After the initial period expires, your monthly payments may change periodically
- Loan caps limit the size of mortgage rate increases
- Good choice if you plan to move again in the near future, expect your monthly income to rise, or would like some extra time to rebuild your savings
- Get more details and personalized service from our experienced lending team
- Refinancing options available