Every detail is designed to make your day a little better.
Our low fees and free ATM withdrawals are easy on your budget. Our digital banking services are true time savers. But the best thing about Lincoln Savings Bank Checking accounts? There are all these great options to choose from.
Simply Free Checking
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Direct Interest Checking
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Premier Interest Checking
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50+ Interest Checking
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|---|---|---|---|---|
| Choose the best account for you! | No minimum balance or monthly service charge makes this the perfect account for everyone. | Earn interest with this account when you have at least one direct deposit or automatic payment set up. | Do you maintain an average daily balance of $1,500 in your account? This account pays interest. | Customers who are 50 years or older can enjoy this free account that features great benefits. |
| Minimum Opening Deposit | $50 | $50 | $50 | $50 |
| Earns Interest1 | Yes | Yes | Yes | |
| Free Personalized Checks | Yes | Yes | ||
| FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card | Yes | Yes | Yes | Yes |
| Monthly Maintenance Service Charges2 | None | None | If the average daily balance is below $1,500 during the statement cycle there is a $5.00 monthly maintenance service charge. | None |
- Choose the best account for you!
- No minimum balance or monthly service charge makes this the perfect account for everyone.
- Minimum Opening Deposit
- $50
- Earns Interest1
- Free Personalized Checks
- FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
- Yes
- Monthly Maintenance Service Charges2
- None
- Choose the best account for you!
- Earn interest with this account when you have at least one direct deposit or automatic payment set up.
- Minimum Opening Deposit
- $50
- Earns Interest1
- Yes
- Free Personalized Checks
- FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
- Yes
- Monthly Maintenance Service Charges2
- None
- Choose the best account for you!
- Do you maintain an average daily balance of $1,500 in your account? This account pays interest.
- Minimum Opening Deposit
- $50
- Earns Interest1
- Yes
- Free Personalized Checks
- Yes
- FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
- Yes
- Monthly Maintenance Service Charges2
- If the average daily balance is below $1,500 during the statement cycle there is a $5.00 monthly maintenance service charge.
- Choose the best account for you!
- Customers who are 50 years or older can enjoy this free account that features great benefits.
- Minimum Opening Deposit
- $50
- Earns Interest1
- Yes
- Free Personalized Checks
- Yes
- FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
- Yes
- Monthly Maintenance Service Charges2
- None
1 Your interest rate and annual percentage yield may change. At the bank’s discretion, we may change the interest rate on your account daily. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day the bank received credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Ask us about our current rates.
2 Sales tax may apply.