It all adds up to more money in your pocket.
On the list of smart financial moves, putting money into interest-bearing bank accounts is toward the top. That's because your funds keep growing all the time without any effort on your part. At Lincoln Savings Bank, we give your balance a nice boost with competitive rates on Savings, Money Market, CDs and other deposit accounts.
Rates effective as of 2/3/23
Certificates of Deposit
| Term | Minimum to obtain APY* | APY | Interest Rate |
|---|---|---|---|
| 3 Months | $2500 | 0.14% | 0.14% |
| 6 Months | $2500 | 0.15% | 0.15% |
| 12 Months | $2500 | 0.21% | 0.21% |
| 24 Months | $2500 | 0.29% | 0.29% |
| 48 Months | $2500 | 0.59% | 0.59% |
| 36 Months | $2500 | 0.41% | 0.41% |
| 60 Months | $2500 | 0.74% | 0.74% |
- 3 Months
- $2500
- 6 Months
- $2500
- 12 Months
- $2500
- 24 Months
- $2500
- 48 Months
- $2500
- 36 Months
- $2500
- 60 Months
- $2500
- 3 Months
- 0.14%
- 6 Months
- 0.15%
- 12 Months
- 0.21%
- 24 Months
- 0.29%
- 48 Months
- 0.59%
- 36 Months
- 0.41%
- 60 Months
- 0.74%
- 3 Months
- 0.14%
- 6 Months
- 0.15%
- 12 Months
- 0.21%
- 24 Months
- 0.29%
- 48 Months
- 0.59%
- 36 Months
- 0.41%
- 60 Months
- 0.74%
*$2500 minimum deposit required to obtain APY. APY = Annual Percentage Yield. Penalty for early withdrawal of time deposits. Three(3) and six(6) month time deposits pay interest at maturity. All other terms compound quarterly. The APY presumes that interest remains on deposit until maturity. A withdrawal of interest will reduce the earnings on the account. Deposits under $1 million are eligible for non-special rates above. Please contact for pricing on public deposits over $1 million dollars. CDARS rates and terms available upon request. Early withdrawal penalties may apply.
Savings Accounts
| Account Type | Minimum to Obtain APY | APY | Interest Rate |
|---|---|---|---|
| Savings (Interest Compounded Quarterly) | $0.01 | 0.10% | 0.10% |
| Health Savings (Interest Compounded Monthly) | No Minimum | 0.35% | 0.35% |
- Savings (Interest Compounded Quarterly)
- $0.01
- Health Savings (Interest Compounded Monthly)
- No Minimum
- Savings (Interest Compounded Quarterly)
- 0.10%
- Health Savings (Interest Compounded Monthly)
- 0.35%
- Savings (Interest Compounded Quarterly)
- 0.10%
- Health Savings (Interest Compounded Monthly)
- 0.35%
APY = Annual Percentage Yield. Fees could reduce earnings. Rates may change after account is opened.
*Savings Account requires $50.00 to open the account. APY = Annual Percentage Yield. Fees could reduce earnings. Rates may change after account is opened.
Premier Money Market
| Interest Rate Tiers | APY | Interest Rate |
|---|---|---|
| $0.01-$2,499.99 | 0.05% | 0.05% |
| $2,500 - $99,999.99 | 0.05% | 0.05% |
| $100,000-$199,999.99 | 0.10% | 0.10% |
| $250,000-$499,999.99 | .15% | 0.15% |
| $500,000-$999,999.99 | 0.25% | 0.25% |
| $1,000,000 and OVER | 0.30% | 0.30% |
- $0.01-$2,499.99
- 0.05%
- $2,500 - $99,999.99
- 0.05%
- $100,000-$199,999.99
- 0.10%
- $250,000-$499,999.99
- .15%
- $500,000-$999,999.99
- 0.25%
- $1,000,000 and OVER
- 0.30%
- $0.01-$2,499.99
- 0.05%
- $2,500 - $99,999.99
- 0.05%
- $100,000-$199,999.99
- 0.10%
- $250,000-$499,999.99
- 0.15%
- $500,000-$999,999.99
- 0.25%
- $1,000,000 and OVER
- 0.30%
*Premier Money Market requires $50.00 to open the account. APY = Annual Percentage Yield. Fees could reduce earnings. Rates may change after account is opened.