First Quarter Financial Plan: The Power of Online Banking - Lincoln Savings Bank | LSB Financial | Banking, Insurance, Investments, Trust and Mortgage Services for Iowa

Lincoln Savings Bank was founded on the premise of providing the best banking services to our customers in the most convenient way possible. We started with lobbies for walk-in customers to do their business, then worked our way up to drive-thru banking and ATMs as the times and the technology we use changed.

Today, computers and the internet are behind a majority of the processes we use every day, and they provide us with great convenience. The same can be said about Lincoln Savings Bank’s Online Banking. We understand that between your job, your kids and all of life’s obligations, you don’t always have the time to physically come by our locations for your banking needs.

That’s where the features of LSB’s Online Banking come in hand:

  • Account overview- view ALL your LSB accounts at a glance on the overview page.  See exactly how much cash you have on hand in your checking or savings accounts, as well as the balances of any loans you have through LSB.

  • Account history - keep an eye on purchases made with the checks or a debit card attached to your account.  You can also view your debit transactions in “real-time”, so they post in online banking as they happen.

  • Online Activity – track all your online transactions in a single view.  A handy feature to monitor your accounts and online activity.

  • Funds transfer- this allows you to set up one-time or recurring transfers between your accounts. Recurring transfers are a great way to help you save money automatically.  You can even transfer money between your accounts at other banks!

  • eStatements- tired of trying to file and organize your monthly bank statements? eStatements allows you to view your statements securely online where they are organized neatly just for you!

  • Quicken/Quickbooks – do you use QuickBooks to manage your personal or business finances?  Our online banking system integrates with QuickBooks.

  • Budget Plus Personal Financial Management (PFM) – Budget Plus is LSB's Personal Financial Management (PFM) tool available in our online banking system that gives valuable insights into your financial behavior, activities, and goals.  We will be covering this great tool in an upcoming blog post.

  • Bill Pay – save time and the cost of postage with bill pay!  Another FREE service from LSB, this allows you to manage and pay your bills conveniently day or night.

  • Person to person (P2P) payments – send money to someone using only their email…for real!

  • Customer to Customer payments – transfer money to another LSB customer instantaneously. 

These features allow you to bank from the comfort of your couch or your desk at work. Too busy to get to your LSB office? Just log in to your LSB Online Banking account and get your banking done easily.

In our next blog post we’ll be touching on the security features of our Online Banking system, as well as how to get signed up for Online Banking. Until then, happy banking, and we hope to see you soon!

Lincoln Savings Bank, member FDIC